Can I have both Roth and Traditional IRA?

RetirementWarren TeamPublished April 25, 2026

Quick answer

Yes, you can have both. The $7,000 IRA contribution limit ($8,000 if 50+) for 2025 applies across both accounts combined, you can split contributions between the two however you like.

2025 combined IRA limit of $7,000 split between Roth and Traditional.

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