Is a 401(k) pre-tax or post-tax?
Quick Answer
A Traditional 401(k) is pre-tax — you deduct contributions now and pay tax on withdrawals. A Roth 401(k) is post-tax — no deduction now, but withdrawals are tax-free.
Warren Team
Updated November 18, 2025
29
Warren Team
Updated November 18, 2025
29
Important Disclaimer:
The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.
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