Do I need disability insurance?
Quick Answer
If anyone depends on your income, yes. Working-age adults are about 3× more likely to be disabled than die before retirement, but most people skip disability insurance and only buy life insurance. Check your employer's LTD coverage first.
Warren Team
Updated December 25, 2025
36
Warren Team
Updated December 25, 2025
36
Important Disclaimer:
The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.
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