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How much life insurance do I need?

Quick Answer

A common rule: 10× your annual income, plus enough to pay off the mortgage and fund any kids' college. For an $80,000 earner with two kids and a mortgage, $750K–$1.5M of term life is the typical range.

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Warren Team
Updated October 22, 2025
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Important Disclaimer:

The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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