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Should I roll over my 401(k) when I leave a job?

Quick Answer

In most cases yes — rolling an old 401(k) into an IRA gives you broader investment options and usually lower fees. The exception is if your old plan has unique investments or your new employer's plan is unusually good.

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Warren Team
Updated October 7, 2025
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Important Disclaimer:

The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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