What happens to my 401(k) when I quit my job?
Quick Answer
When you quit, your vested 401(k) balance is yours forever. You can leave it with the old employer, roll it to an IRA or your new 401(k), or cash out (which triggers taxes and a 10% penalty if you're under 59½).
Warren Team
Updated October 19, 2025
35
Warren Team
Updated October 19, 2025
35
Important Disclaimer:
The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.
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