What is a good rate of return on investments?

InvestingWarren TeamPublished April 25, 2026

Quick answer

For broad US stocks, ~10% nominal (~7% real) is the long-term historical average. Bonds average ~5%. Anything sustainably above 15% is rare; promises of guaranteed high returns are usually scams.

Average historical returns by asset class.

The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions. Read our disclaimers.

All questions

Get an answer built on your own numbers

Warren reads your accounts, then answers questions like this one with your real income, taxes and goals in mind.

Try Warren Free See a demo