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What is the 4 percent rule?

Quick Answer

The 4 percent rule says retirees can safely withdraw 4% of their initial portfolio in year one, then adjust for inflation each subsequent year, with a high probability of not running out over a 30-year retirement.

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Warren Team
Updated October 4, 2025
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Important Disclaimer:

The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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