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What is a Roth IRA?

Quick Answer

A Roth IRA is an individual retirement account funded with after-tax money. There's no upfront deduction, but qualified withdrawals (after age 59½ and 5-year holding period) are completely tax-free.

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Warren Team
Updated November 19, 2025
31

Important Disclaimer:

The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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