How much can I contribute to a Roth IRA in 2025?

RetirementWarren TeamPublished April 25, 2026

Quick answer

For 2025 the Roth IRA contribution limit is $7,000, plus a $1,000 catch-up for age 50+ (total $8,000). Income phase-outs begin at $150,000 (single) or $236,000 (married filing jointly).

2025 Roth IRA contribution limits by age and income.

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