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When can I withdraw from my 401(k) without penalty?

Quick Answer

Penalty-free 401(k) withdrawals start at age 59½. The Rule of 55 allows penalty-free withdrawals at 55 if you separate from the employer that sponsors the plan.

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Warren Team
Updated December 26, 2025
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The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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