Financial tools

Estimate take-home pay per paycheck after federal tax, Social Security, Medicare, state tax and pre-tax deductions, using 2026 brackets

Beginner / 3 minutes

See whether a second income still pays after marginal taxes, childcare and the costs of going to work

Intermediate / 5 minutes

See what today's money buys in the future, and what past dollars are worth now, using US inflation since 2000

Beginner / 2 minutes

Compare debt payoff strategies including avalanche and snowball methods to save on interest payments

Beginner / 5-10 minutes

Understand what constitutes a good credit score, learn about credit ranges from 300-850, and get expert tips for improvement

Beginner / 10-15 minutes

Calculate monthly payments, total interest, and compare loan terms for your next vehicle purchase

Beginner / 3-5 minutes

Find out how long it takes to pay off credit card debt and how much extra payments can save you

Beginner / 3-5 minutes

Compare repayment plans, calculate payoff timelines, and see the impact of extra payments

Intermediate / 5-10 minutes

Work out the monthly payment, total interest and payoff date for a personal loan, car loan or any fixed-rate loan, with an amortization schedule

Beginner / 2 minutes

Maximize your tax refund by comparing itemized vs standard deductions and finding overlooked deductions

Intermediate / 15-20 minutes

Calculate triple tax advantages and optimize your Health Savings Account contributions for maximum benefit

Intermediate / 5-10 minutes

Maximize your Health Savings Account with triple tax advantage calculations and investment projections

Intermediate / 5-10 minutes

Calculate your federal and state income taxes with bracket-by-bracket breakdown and deduction analysis

Intermediate / 5-10 minutes

Your required minimum distribution this year and every year after, using the IRS Uniform Lifetime Table and the SECURE 2.0 start ages

Beginner / 2 minutes

The tax a conversion costs this year, which brackets it fills, and whether it beats staying pre-tax by the time you withdraw

Intermediate / 5 minutes

Federal and state tax on this year's investment gains, with long-term gains stacked across the 0%, 15% and 20% brackets and the 3.8% surtax

Intermediate / 4 minutes

Quarterly estimated payments that keep you inside the IRS safe harbor, after withholding, with due dates and the penalty for skipping

Intermediate / 4 minutes

Federal and state estate tax with the 2026 exemption, portability of a spouse's unused exemption, and what passes to heirs

Intermediate / 4 minutes

Calculate capital gains taxes on cryptocurrency transactions with support for multiple accounting methods

Advanced / 10-15 minutes

Optimize your investment taxes by calculating potential savings from harvesting capital losses

Advanced / 10-15 minutes

See how your money grows over time with the power of compound interest and regular contributions

Beginner / 3-5 minutes

Plan how to reach your savings goal with monthly contributions and investment returns

Beginner / 3-5 minutes

Calculate your ideal emergency fund size based on expenses, employment type, and risk factors

Beginner / 5-10 minutes

Project your dividend income growth with DRIP reinvestment and dividend growth rate modeling

Intermediate / 5-10 minutes

Calculate your Financial Independence, Retire Early number and track your path to freedom

Advanced / 10-15 minutes

Estimate future college costs and plan your 529 savings strategy for your child's education

Intermediate / 5-10 minutes

Estimate your Social Security benefits and compare claiming ages to maximize lifetime income

Intermediate / 5-10 minutes

Project your 401(k) balance at retirement with employer match, salary growth and the 2026 contribution limits

Beginner / 3 minutes

See how long your savings last with inflation-adjusted withdrawals, growth and Social Security or pension income

Intermediate / 4 minutes

Find the amount invested today that grows into a full retirement by your target age with no more contributions, and the age you can stop saving

Beginner / 3 minutes

Run 1,000 simulated market futures to see the odds your savings last, the range of outcomes and how each withdrawal rate holds up

Intermediate / 5 minutes

Replay your retirement through every start year since 1928 with real S&P 500, Treasury and inflation history to find the rate that survived them all

Intermediate / 5 minutes

Work out penalty-free early IRA withdrawals under the amortization, annuitization and RMD methods, and how long the series must run

Advanced / 4 minutes

Determine if health insurance is affordable under ACA guidelines and explore plan options

Beginner / 5-10 minutes

Find discounts and optimize your auto insurance coverage to reduce premiums while maintaining protection

Beginner / 10-15 minutes

Your 2026 Part B and Part D premiums with the income-related surcharge, which tier you are in and how far to the next one

Beginner / 2 minutes

Your 2026 Marketplace premium tax credit from income, household size and the benchmark plan, with the 400% income cliff flagged

Beginner / 3 minutes

Estimate property taxes, explore exemptions, and understand appeal processes to reduce your tax burden

Intermediate / 10-15 minutes

Find the maximum home price you can afford from income, debts and down payment, with taxes, insurance, HOA and PMI included

Intermediate / 5 minutes

Compare your current mortgage with a refinance: new payment, break-even point, lifetime interest and a plain verdict

Intermediate / 3 minutes

Compare the true cost of renting vs buying a home with net worth projections and breakeven analysis

Advanced / 10-15 minutes