How much are closing costs?

Real EstateWarren TeamPublished April 25, 2026

Quick answer

Closing costs typically run 2–5% of the loan amount. For a $400,000 mortgage that's $8,000–$20,000. Includes origination fees, title insurance, appraisal, prepaid escrow for taxes/insurance, and recording fees.

Typical closing cost breakdown by category.

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