How much down payment do I need?
Quick Answer
Conventional loans allow as little as 3% down (5% common). FHA loans require 3.5%, VA loans require 0% for eligible service members. 20% down avoids PMI but is not required.

Warren Team
Updated December 31, 2025
30
Warren Team
Updated December 31, 2025
30
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The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.
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