Skip to main content

How much down payment do I need?

Quick Answer

Conventional loans allow as little as 3% down (5% common). FHA loans require 3.5%, VA loans require 0% for eligible service members. 20% down avoids PMI but is not required.

how-much-down-payment-do-i-need
Warren Team
Updated December 31, 2025
30

Important Disclaimer:

The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

Get Expert Advice

Schedule your free consultation with our fiduciary advisors

Book Free Consultation