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How much do I need to retire at 65?

Quick Answer

A common benchmark is 25× your annual retirement expenses, supporting a 4% safe withdrawal rate. For someone needing $60,000 a year, that's $1.5 million.

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Warren Team
Updated January 22, 2026
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Important Disclaimer:

The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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