When should I claim Social Security?
Quick Answer
Claim earlier (62) if you need income, have health concerns, or expect a shorter retirement. Claim later (up to 70) if you expect a long retirement — your benefit grows ~8% per year past full retirement age.

Warren Team
Updated January 18, 2026
34
Warren Team
Updated January 18, 2026
34
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The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.
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