How much should I have saved by 50?

RetirementWarren TeamPublished April 25, 2026

Quick answer

Fidelity's benchmark: 6× your annual salary in retirement accounts by 50. For a $100,000 earner, that's $600,000, plus catch-up contributions become available at 50, accelerating the path to retirement readiness.

Retirement savings target at age 50: 6 times annual salary.

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