When can I start taking Social Security?

RetirementWarren TeamPublished April 25, 2026

Quick answer

You can start Social Security as early as 62 with permanently reduced benefits, claim full benefits at your full retirement age (67 for most), or wait until 70 for the maximum (~32% larger).

Social Security claim ages from 62 to 70 and how benefits scale.

The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions. Read our disclaimers.

All questions

Get an answer built on your own numbers

Warren reads your accounts, then answers questions like this one with your real income, taxes and goals in mind.

Try Warren Free See a demo