What is a Roth 401(k) rollover?

InvestingWarren TeamPublished April 25, 2026

Quick answer

A Roth 401(k) rollover transfers your Roth 401(k) balance to a Roth IRA. Common reasons: more investment options, lower fees, easier consolidation, and (historically) avoiding RMDs, though Roth 401(k)s no longer have RMDs as of 2024.

Roth 401(k) rollover process to Roth IRA.

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